DEFERIT app - pay bills in 4 - how to use

The DEFERIT app is making waves in the world of bill payments with its unique approach. This free app allows users to pay their bills in four installments, providing convenience and flexibility. But how does it work exactly?

To begin with, users are required to subscribe to the app by paying a master subscription fee. Once subscribed, users can easily upload their bills to the app. This can be done by taking a photo, screenshot, or uploading a file. The app then takes care of paying the bill upfront.

Users are then given the option to repay the app in four installments. This allows for more manageable payments, making it easier to stay on top of bills. Simply select the amount to pay and the biller, and the app will take care of the rest.

One of the app's standout features is its ability to help users save money on their bills. DEFERIT offers a service that can renegotiate or find cheaper offers for internet, phone, TV, and more. Their team of account experts negotiate with billers on behalf of users, aiming to save them money. If they can't find any savings, users don't have to pay anything.

It's worth noting that the DEFERIT app is currently only available in the United States and Australia. However, within the US, it is available in all states except for Delaware, Idaho, and Indiana. This limitation is clearly stated on the app's website, ensuring users are aware of its availability.

When creating an account on DEFERIT, users are required to complete an application process. This involves subscribing to the premium version of the app, as there is no free trial available. After subscribing, users can add a payment method and begin using the app.

It's important to mention that if users decide to cancel their subscription, any active installments must be paid before canceling. This ensures that all financial obligations are met before discontinuing the service.

While the app claims that it does not affect users' credit scores, it is always a good idea to verify this information independently. DEFERIT offers interest-free installments, which are due every two weeks. Additionally, the app reports to all three major credit bureaus, which can help users build their credit history.

In conclusion, the DEFERIT app provides a convenient and flexible way to pay bills in four installments. With the added benefit of potential savings on other bills, it offers a comprehensive solution for managing expenses. While limited in its availability, users in the United States and Australia can take advantage of this innovative app.